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Our Team

At our firm, we have the client—and only the client—in mind.

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world. We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.

No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.

David Harper

Registered Principal



David Harper is the branch manager at Seasons Financial Advisors. David brings over 20 years of financial planning experience to our team. His role as branch manager includes financial planning, supervision, wealth management, and compliance. David has a passion for getting to know his clients, to better advise them toward their financial goals. David has received the President’s Club Award numerous years for helping our division reach its full potential. David, who has a background in pastoral counseling and family systems theory, believes in a hands-on approach to financial advising. David enjoys tennis, art, hiking and traveling.

Colin Harper, CFP®

Wealth Manager



Colin Harper, the son of David Harper, contributes to the Seasons Financial Advisors team in the areas of financial planning, asset management, relationship management, and technical support. Since Colin has joined the team, he has been instrumental in integrating 2 new fee based platforms. Colin is a CERTIFIED FINANCIAL PLANNER™certificant and is passionate about working with clients to reach their goals. During his free time Colin enjoys cycling, surfing, and numerous other outdoor activities.

Michael Kutch, CFA

Wealth Manager



Michael Kutch is our primary research analyst. Michael brings a wide range expertise and skills to his position and provides Seasons Financial Advisors, LLC. with invaluable market and product research. He graduated in the top five in his class, graduating Magna Cum Laude, with a Bachelor’s Degree in Finance from the University of North Florida. While at UNF, he was inducted into Golden Key Honor Society, Phi Theta Kappa Honor Society, and Beta Gamma Sigma Business Fraternity. He has recently obtained his Chartered Financial Analyst® designation. 

Client Centered

Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.

Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.

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